GST updates, ITR tips, tax saving strategies and compliance guides — free from KyaTax experts
Startup projections investors believe: bottom-up revenue drivers, unit economics, headcount-driven costs, burn and runway, scenarios — worked SaaS model.
Bank benchmarks — current ratio 1.33, TOL/TNW 3–4, DSCR 1.5, ISCR 2 — how tangible net worth is computed, and legitimate ways to fix a weak ratio.
Build CMA data a bank credit team accepts: the seven statements, audited/estimated/projected columns, holding-period assumptions, MPBF and ratio checks.
GST for marketplace sellers: mandatory registration and small-seller exemption, 0.5% TCS and how to claim it, GSTR-1 Table 14, APOB — with a worked month.
A scorecard method to split co-founder equity, 4-year vesting with a 1-year cliff via reverse vesting, the founders' agreement clauses that matter, and tax.
Every term-sheet clause for Indian founders: pre/post-money, CCPS, liquidation preference, anti-dilution, ESOP pool, drag/tag, vesting — with a cap table.
SISFS explained: up to ₹20 lakh grant and ₹50 lakh debt via incubators, eligibility (DPIIT, under 2 years, ≤₹10 lakh prior support) and a budget that wins.
100% profit deduction for 3 of the first 10 years under section 80-IAC: conditions, IMB application, the 2030 incorporation cutoff, MAT and timing.
No conversion form exists — you incorporate and transfer the business. Do it tax-free under section 47(xiv), move GST credit via ITC-02, handle stamp duty.
Voluntary strike-off under section 248: who qualifies, overdue-filing rule, ₹10,000 STK-2 fee, STK-3/STK-4 documents, C-PACE timeline, cost of just stopping.
What a new private limited company must do in its first 30, 60 and 180 days: bank account, auditor, share certificates, INC-20A, GST — with penalties.
Registered office rules: documents MCA accepts, whether a virtual or co-working address works, Rule 25B verification, INC-22/INC-23 shifting and penalties.
Authorised vs paid-up capital with a worked cap table, how much a startup should register with, the SH-7 fee and stamp duty to increase it, and costly mistakes.
The six MOA clauses, Table F default articles, object-clause mistakes that block business later, and the AOA changes investors demand before funding.
Class 3 DSC cost and validity, DIN via SPICe+ or DIR-3, the annual DIR-3 KYC by 30 September, the ₹5,000 reactivation fee and director disqualification traps.
How MCA tests a company name: Rule 8 similarity rules, restricted words, trademark conflicts, 20-day validity and the one-resubmission trap — with examples.
Register a Section 8 non-profit company via SPICe+: licence conditions, INC-13/14/15, then 12A, 80G, CSR-1 and FCRA registrations — with a donor example.
LLP registration in 2026: FiLLiP process, government fees by contribution, documents, the 30-day agreement deadline, Form 8/11 and the tax maths vs a company.
Who can form an OPC, the nominee rule, SPICe+ process, real costs, tax vs a proprietorship, and the lighter annual compliance an OPC enjoys.
Real cost to register a private limited company in 2026: nil MCA fee up to ₹15 lakh capital, state stamp duty, DSC, PAN/TAN — with a worked Delhi example.
Excel vs AI for financial analysis in FY 2026-27: when to use each tool, with real ₹ examples and a practical split guide for Indian small businesses.
AI client data privacy for accountants in India: DPDP Act rules, consent requirements, and practical steps to protect client financial data in FY 2026-27.
AI bookkeeping in India (FY 2026-27): exactly what automation handles, what it misses, and where a CA's judgment still protects your money.
AI prompts for CA work—copy-paste prompts for ITR filing, GST notices, TDS checks & salary tax planning with real ₹ examples (FY 2026-27).
AI financial forecasting for SMEs in FY 2026-27: stop guessing next year's sales and use data-driven models to plan cash flow, GST, and growth.
AI GST reconciliation in FY 2026-27: what it actually fixes, where it quietly fails, and how to avoid costly mismatches.
AI tools for accountants in 2026: the 7 apps that actually cut hours on GST, TDS, payroll and ITR filing for Indian businesses.
Angel tax on startups India FY 2026-27: who is exempt, how to claim DPIIT recognition, and what happens if you miss the filing window.
Startup Compliance Calendar FY 2026-27: Every GST, TDS, ROC & tax filing due date in your first two years, with penalties explained.
Convertible Note vs SAFE vs CCPS in India (FY 2026-27): which instrument your startup should actually use, with real numbers and RBI rules explained.
Startup Valuation Methods in India (FY 2026-27): DCF, Comparables & Early-Stage Rounds Explained with Real Numbers
ESOP Taxation India 2026-27: Two Tax Points, Vesting Rules & Real Rupee Examples for Startups
Seed Funding India 2025-26: Instruments, Valuation & Legal Paperwork — Complete Guide for Indian Founders
Pricing strategy under inflation FY 2026-27: protect your margins with real rupee examples, GST-smart tactics, and a step-by-step Indian SME playbook.
Digital Rupee for Business in FY 2026-27: How CBDC works, GST impact, accounting rules & real payment examples for Indian SMEs
MSME Payment Rules 2025-26: How the 45-Day Norm Is Forcing Buyers to Pay Faster (or Face a Tax Penalty)
New Labour Codes Compliance Checklist for Employers FY 2026-27: Wages, PF, Gratuity & More | KyaTax
RBI Repo Rate & Business Loans FY 2026-27: What Actually Changes for Your EMI, Interest Cost & Cash Flow
Profit vs Cash Flow explained for Indian businesses: why your P&L can show profit while your bank account is empty — with real rupee examples for FY 2026-27.
Master working capital management for your Indian SME in FY 2026-27. Real rupee examples, bank limits, common mistakes & actionable tips from a CA.
Learn exactly how banks calculate your working capital limit (CC/OD) with real rupee examples, the MPBF formula, and what documents you need in FY 2026-27.
Working Capital Cycle: Calculate Your Days, Spot Cash Gaps & Free Up Cash Fast (FY 2026-27 Guide)
Udyam Registration 2026: step-by-step process, documents checklist, and every MSME benefit explained by a CA — free, online, Aadhaar-based.
Term Loan vs Cash Credit vs Overdraft: exact differences, interest costs & which Indian SME facility suits your need in FY 2026-27
TDS rates chart for FY 2026-27 with section-wise limits, worked salary example & common mistakes. Updated for Budget 2025 changes.
TDS on rent under Section 194I vs 194IB for FY 2026-27: rates, limits, who deducts, and worked examples. Clear guide for individuals and businesses.
194Q vs 206C(1H) explained simply: who deducts, who collects, rates, thresholds & real examples for FY 2026-27. Avoid costly compliance errors.
Statutory Audit Process in India (FY 2026-27): Full Timeline, Document Checklist & What Auditors Actually Check
DPIIT recognition unlocks 3-year tax holiday under Section 80-IAC. Eligibility, step-by-step process & real numbers explained for FY 2026-27.
Section 80D Deduction FY 2026-27: Health Insurance Limits, Preventive Check-up Rules & Real Examples | KyaTax
Section 80C deductions for FY 2026-27: full list of eligible investments, the ₹1.5 lakh cap explained, worked salary example, and common filing mistakes to avoi
Schedule III Ratios explained for FY 2026-27: what every company must disclose, how to calculate each ratio, and the penalties for getting it wrong.
Which CTC components actually cut your tax bill in FY 2026-27? Real numbers, worked example on ₹12L salary, and a CA's honest breakdown.
Gratuity, leave encashment & PF tax rules for FY 2026-27 explained with real examples. Know exactly what is exempt and what lands in your taxable income.
Provision vs Contingent Liability under Ind AS 37: the exact 3-part test every business must apply before closing its books
Project Report vs CMA Data: What your bank actually wants before sanctioning a loan — a plain-English guide for Indian business owners (FY 2026-27)
Partnership Firm Taxation FY 2026-27: Registration, Deed, Partner Salary Limits & Tax Rates Explained with Examples
Old vs new tax regime FY 2026-27: real salary examples, updated slabs, and a clear verdict on which saves you more money.
NPS Tax Benefits FY 2026-27: 80CCD(1), 80CCD(1B) & Employer Contribution — Save Up to ₹2 Lakh+ Explained
ITC Reversal under Rule 42 & 43: Formula, Worked Example & Common Mistakes (FY 2026-27)
GST Invoice Rules FY 2026-27: Mandatory Fields, Series, Time Limits & Formats — Everything Small Businesses Must Know
Internal Audit vs Statutory Audit: Scope, Law & Who Needs Which in India (FY 2026-27) — plain-English guide for business owners
Ind AS vs IFRS: Every carve-out Indian finance teams must know in FY 2026-27 — practical differences, worked examples, and compliance tips.
Ind AS 36 Impairment explained for FY 2026-27: when to test, how to calculate recoverable amount, and how to record the write-down with real rupee examples.
Ind AS 24 Related Party Disclosures FY 2026-27: Exactly what transactions, names & amounts your financial statements must show
Ind AS 20 Government Grants: Income vs Capital Approach explained with journal entries, rupee examples, and common mistakes to avoid in FY 2026-27.
Ind AS 19 Employee Benefits: Gratuity actuarial valuation explained for FY 2026-27 — discount rates, PUC method & real rupee examples.
Ind AS 116 Leases explained: step-by-step guide to capitalising an operating lease with worked rupee examples, journal entries & common mistakes to avoid.
Ind AS 115 Revenue Recognition explained with the 5-step model, real ₹ examples, and journal entries — everything Indian businesses need for FY 2026-27.
Ind AS 113 Fair Value Explained: Level 1, 2 & 3 Inputs with Indian Examples | KyaTax FY 2026-27
Ind AS 101 First-Time Adoption: Transition Date, Exemptions & Adjustments Explained for FY 2026-27 | KyaTax
Tax on rental income FY 2026-27: standard deduction, home loan interest deduction, loss set-off rules and a worked example with real numbers.
Income Tax Notice Types in India (FY 2026-27): What Each Notice Means and Exactly How to Respond
How to Read a Balance Sheet: Owner-Friendly Guide (FY 2026-27) — understand assets, liabilities & net worth in plain English with real ₹ examples.
Home Loan Tax Benefits in FY 2026-27: Section 24(b), 80C & 80EEA explained with real rupee examples and exact deduction limits.
GST Registration Limit FY 2026-27: ₹20L, ₹40L, special states & compulsory cases explained with real examples
GST Refund Process 2026-27: Exports, Inverted Duty & Excess Cash — Step-by-Step with Real Examples
GST Notice Reply Guide FY 2026-27: ASMT-10, DRC-01 & DRC-03 Explained with Examples | KyaTax
GST for Freelancers in FY 2026-27: LUT, Zero-Rating & Threshold Limits Explained with Real Numbers
GST Composition Scheme 2025-26: Turnover Limits, Tax Rates, Return Dates & Whether Your Business Should Opt In
GST Cancellation & Revocation 2025-26: REG-16 and REG-21 process, timelines, and mistakes to avoid — complete CA guide
Going Concern Audit (SA 570): Red flags, auditor evidence & reporting impact for Indian businesses — FY 2026-27 guide by a CA.
Form 16 vs Form 16A vs Form 26AS explained with real examples. Know what each TDS document proves and how to use them for ITR filing in FY 2026-27.
12 financial ratios every Indian business owner should track monthly in FY 2026-27 — with real rupee examples and plain-English formulas.
Expected Credit Loss (ECL) under Ind AS 109 explained simply—with a worked ₹12L example, stage classification, provisioning rates, and common mistakes to avoid.
EPS Calculation (Ind AS 33) for FY 2026-27: Basic, Diluted & Bonus Adjustments Explained with Examples
E-Way Bill Rules FY 2026-27: Limits, Validity, Part-A/Part-B & Penalties — Complete Guide for Indian Businesses
DIR-3 KYC FY 2026-27: Due Date, ₹5,000 Penalty & Step-by-Step Filing Guide for Every Director
Deferred Tax (AS 22 / Ind AS 12) Explained Simply for FY 2026-27 — real examples, common mistakes & when it matters for your business
Consolidated Balance Sheet under Ind AS 110: step-by-step guide with worked example, elimination entries, and NCI calculation for FY 2026-27.
Company vs LLP vs Proprietorship for FY 2026-27: tax rates, compliance costs & real ₹ examples to help Indian founders pick the right structure.
AOC-4 & MGT-7 Due Dates for FY 2026-27: Late Fees, Penalties & Filing Checklist for Indian Companies
Common-Size Financial Statements Explained: Spot Cost Creep & Protect Your Profit Margin | KyaTax FY 2026-27
CGTMSE collateral-free loans for MSMEs: coverage limits, guarantee fees, worked example on ₹50L loan, eligibility & common mistakes explained.
Cash transaction limit income tax India FY 2026-27: Section 269SS, 269ST & 40A(3) limits, penalties explained with real examples for business owners.
Cash Flow Statement: Direct vs Indirect Method explained with ₹ worked examples — choose the right cash flow statement method for FY 2026-27.
CARO 2020 Checklist for Auditors (FY 2026-27): Every clause explained with practical tips to avoid NFRA penalties.
Business Loan Documents Checklist 2025-26: Exactly What Banks Ask For | KyaTax
Books of Accounts u/s 44AA: Who must maintain, what records to keep & how long — complete guide for FY 2026-27 with limits and examples.
MSME loan rejection reasons in India 2026-27: 9 real causes banks flag — and exact fixes for each, from a CA's desk.
Audit Materiality (SA 320) Explained: How Auditors Set the Threshold in India — With Real Rupee Examples for FY 2026-27
Audit Documentation SA 230: What Working Papers Must Contain | Checklist & Examples for FY 2026-27
Understand GSTR-3B vs GSTR-1 differences, due dates for FY 2026-27, and how to reconcile both returns to avoid GST notices.
Learn the GST registration process in India for FY 2026-27: eligibility, documents required, step-by-step procedure & timeline. Complete guide.
Understand DSCR meaning, how banks calculate it, and what ratio gets your business loan approved in India for FY 2026-27.
Understand CMA data for bank loan applications in India—what it includes, why banks need it, and how to prepare it correctly for FY 2026-27.
PMEGP loan eligibility, subsidy rates, and the step-by-step application process for FY 2026-27 — start your business with government support.
The Income-tax Act, 2025 replaces the 1961 Act from 1 April 2026. What changes for taxpayers, what stays the same, and the new "Tax Year" concept — a plain-English summary.
From FY 2026-27 the Income-tax Act 2025 replaces "Previous Year" and "Assessment Year" with a single "Tax Year". Here is what it means in plain language.
Income up to ₹12 lakh is effectively tax-free under the new regime (₹12.75 lakh for salaried). How the ₹60,000 Section 87A rebate works and when the old regime still wins.
ITR deadlines for FY 2025-26: 31 July for ITR-1/2, 31 August for non-audit ITR-3/4, 31 October for audit cases. Plus the extended 12-month revised-return window.
The GST IMS lets you Accept, Reject or hold supplier invoices before they flow into GSTR-2B. From October 2025 you can also declare ITC to be reversed. How it affects your input tax credit.
From 1 April 2026, e-invoicing applies if your GSTIN had aggregate annual turnover above ₹5 crore in FY 2025-26. What e-invoicing is, who it covers, and how to get ready.
Key GST changes effective 1 April 2026 — lower e-invoicing threshold, removal of the ₹1,000 minimum refund bar, IMS ITC-reversal option and more, in one checklist.
GSTR-9 is the GST annual return; GSTR-9C is the reconciliation statement. Who must file for FY 2024-25, the thresholds, and the new table-level details to watch.
A simple GST due-date calendar for 2026 — monthly GSTR-1 (11th) and GSTR-3B (20th), the QRMP scheme, and CMP-08 for composition dealers.
When a tax audit is required for FY 2025-26 — the ₹1 crore/₹10 crore turnover rules, the 5% cash test, the ₹50 lakh professional limit, forms 3CA/3CB-3CD and the 30 September deadline.
From 1 April 2026, ICAI retains a 60 tax-audit cap per member and it cannot be shared across partners. Plus the revised Form 3CD Clause 22 MSME reporting businesses must prepare for.
If you buy from a micro or small enterprise, paying late can cost you a tax deduction under Section 43B(h). How the 45/15-day rule works and how to avoid a disallowance.
India's Digital Personal Data Protection Rules, 2025 were notified in November 2025 with a phased timeline. What data-handling businesses should prepare — consent, notices, breach reporting and more.
If a buyer delays payment beyond the MSMED Act limit, a Udyam-registered micro/small enterprise can claim interest and approach MSME Samadhaan. An overview of the route and alternatives.
If your tax liability for the year exceeds ₹10,000, advance tax is due in instalments (15 June, 15 Sept, 15 Dec, 15 March). Miss them and interest under 234B/234C applies.
Everything you need to know about ITR filing deadlines, penalties for late filing, and how to file your Income Tax Return before the last date — explained simply.
Read Full Guide →Full slab tables for both regimes across all ages, plus a worked example showing how ₹12 lakh taxable income becomes zero tax under the new regime. Also covers when the old regime still wins.
How employers calculate monthly TDS under Section 192 and exactly what belongs in Form 16's two parts. Covers the 15 June deadline, verifying against 26AS/AIS, and what to do if it's never issued.
The post-filing refund journey through Section 143(1) and where to track status. Covers common failure causes like unvalidated bank accounts and Section 245 adjustments, plus refund interest.
Form 26AS is a narrow tax-credit statement; AIS is a much broader financial profile including interest, dividends and high-value transactions. Explains TIS and the AIS feedback mechanism.
The linking deadline has passed and unlinked PANs are now inoperative. Covers the ₹1,000 late fee, higher TDS/TCS consequences, and the full e-filing portal linking steps.
When buyers must deduct 1% TDS on property deals of ₹50 lakh or more, and how to file Form 26QB correctly. Covers deadlines, Form 16B, joint-buyer rules and late-payment penalties.
A side-by-side comparison so you file the right one. Includes the 48-month ITR-U window, the additional-tax slabs, and who cannot use an updated return at all.
What makes a return "defective", the 15-day response window, and the exact portal steps to fix and resubmit it. Also covers what happens if you ignore the notice.
Current turnover and receipts limits, profit rates and eligibility for both sections. Covers the 5-year lock-in rule and when books and audit still apply anyway.
All six Section 16 eligibility conditions, blocked credits under 17(5), the IMS accept/reject/pending workflow, and Rule 42/43 reversal for common credit.
Recovering dues, fighting a property dispute, or dealing with a bad employer? The exact format, dispatch method and realistic cost of sending a legal notice in India.
From trademark search to registration certificate — the complete process, government fees per class, and how long it really takes (12–18+ months).
A bounced cheque can mean jail time or a hefty fine under Section 138 — get the exact notice and filing deadlines right, plus how settlement (compounding) works.
Before you share your business plan or hire a freelancer, know the difference between a unilateral and mutual NDA — and the clauses that actually make one enforceable.
Defective product or an e-commerce order gone wrong? File your consumer complaint online via e-Daakhil — no lawyer needed for most cases.
Confused why every rent agreement says "11 months"? Stamp duty compared across four major states, e-stamping and registration steps, and the clauses that protect you in a dispute.
Pension claim or bank fixed deposit — which certificate do you actually need? A side-by-side comparison of issuing authority, process, timeline and cost for both.
An unregistered firm can't sue to enforce its own contracts. Every clause your deed needs, the Registrar of Firms process, and how a partnership stacks up against an LLP.
One deadline is a month, the other is two — and missing either gets your application abandoned. The difference between an objection and an opposition, and how to reply to each.
Notice period, retrenchment pay and full-and-final settlement — what the law actually guarantees on exit, for employers and employees alike, plus wrongful-termination remedies.
The 1961 Act is replaced from 1 April 2026. Understand the single "Tax Year" (replacing Previous Year & Assessment Year), HRA extended to more cities, and the AIS/26AS change that now triggers most notices.
GSTR-1, GSTR-3B, GSTR-9 & GSTR-9C monthly and annual due dates for FY 2026-27. Never miss a GST deadline again — includes penalties for late filing.
Full comparison with real examples — when the new regime saves more, when 80C & HRA deductions make old regime better, and how to choose in AY 2026-27.
Step-by-step process: DSC, DIN, name approval, MOA/AOA, Certificate of Incorporation. What documents needed, cost, time & why Pvt Ltd is best for startups.
Complete list of 80C deductions — PPF, ELSS, LIC, home loan principal, children's tuition. How to save up to ₹46,800 in tax with ₹1.5 lakh 80C investment.
MUDRA loan eligibility, required documents, step-by-step application process, and loan categories (Shishu/Kishor/Tarun) explained for FY 2026-27.
What is a Detailed Project Report (DPR)? Why banks need CMA Data, DSCR analysis. Complete guide to getting MUDRA, SBI, PMEGP loans for your small business.
GST registration threshold limits, mandatory vs voluntary registration, documents needed, ARN tracking, and when you can start billing with GSTIN after applying.
Confused which ITR form applies to you? Salary, business income, capital gains, rental income — simple guide to choosing the correct ITR form for AY 2026-27.
15 June, 15 September, 15 December, 15 March — the four advance-tax instalments explained with interest u/s 234B/234C, presumptive-scheme rules and step-by-step online payment.
How equity gains are taxed — STCG vs LTCG rates, the ₹1.25 lakh exemption, grandfathering, set-off of losses and how to report share income in your ITR.
Got an intimation under section 143(1)? How to read it, what a demand or refund adjustment means, deadlines to respond, and when to file a rectification.
WDV vs SLM, Schedule II useful lives, residual value, pro-rata on additions, and how book depreciation differs from Income-Tax block rates — with examples.
The least-of-three rule, metro vs non-metro, what counts as salary, the new-regime catch, and a free HRA exemption calculator — with a worked example.
₹50/day (₹20 nil) with turnover-based caps, 18% interest on late tax, GSTR-9 late fee — explained with examples and a free GST late-fee calculator.
Pay micro & small (MSME) suppliers within 15/45 days or your expense is disallowed under Section 43B(h). Who it applies to, the limits, the impact, and how to stay compliant.
The columns a FAR needs, useful-life depreciation under Schedule II, additions & deletions, and a free tool to auto-generate a FAR with live Excel formulas from your Tally ledger.
How to convert a Tally trial balance into a Schedule III balance sheet — classification of ledgers, common adjustments, and a free tool that does it for you.