🧾 GST Calculator
Calculate GST amount, CGST, SGST, IGST from base price or inclusive price.
📊 GST Breakdown
Total Payable
₹0
Including all taxes
Enter an amount and select GST rate to see the breakdown.
Common GST Rates:
🧴 5% — Essential goods (food, medicines)
📦 12% — Processed food, business services
🛍️ 18% — Most services, electronics
🚗 28% — Luxury goods, automobiles
Common GST Rates:
🧴 5% — Essential goods (food, medicines)
📦 12% — Processed food, business services
🛍️ 18% — Most services, electronics
🚗 28% — Luxury goods, automobiles
🏠 HRA Exemption Calculator
Calculate your HRA (House Rent Allowance) tax exemption as per Section 10(13A) for FY 2025-26.
Basic salary as per your payslip (excluding HRA)
₹0 if living in own house — no exemption applies
📊 HRA Breakdown
Exempt HRA (Annual)
₹0
This amount is tax-free
Enter your salary and rent details to calculate HRA exemption.
How HRA Exemption Works:
The minimum of these 3 values is exempt:
1️⃣ Actual HRA received
2️⃣ 50% of basic salary (metro) or 40% (non-metro)
3️⃣ Rent paid minus 10% of basic salary
How HRA Exemption Works:
The minimum of these 3 values is exempt:
1️⃣ Actual HRA received
2️⃣ 50% of basic salary (metro) or 40% (non-metro)
3️⃣ Rent paid minus 10% of basic salary
💳 Loan EMI Calculator
Calculate monthly EMI for home loan, business loan, car loan. Uses reducing-balance method.
Total loan amount sanctioned
Check your loan sanction letter
📊 EMI Summary
Monthly EMI
₹0
per month for X months
Principal
Interest
60% Principal
40% Interest
Enter loan details to calculate your EMI.
Typical Loan Rates (2026):
🏠 Home Loan: 8.40%–9.00% p.a.
🏭 Business Loan: 10.50%–14% p.a.
🚗 Car Loan: 8.70%–12% p.a.
💳 Personal Loan: 10.50%–18% p.a.
🌱 MUDRA / PMEGP: 9%–11.5% p.a.
Typical Loan Rates (2026):
🏠 Home Loan: 8.40%–9.00% p.a.
🏭 Business Loan: 10.50%–14% p.a.
🚗 Car Loan: 8.70%–12% p.a.
💳 Personal Loan: 10.50%–18% p.a.
🌱 MUDRA / PMEGP: 9%–11.5% p.a.
📈 Capital Gains Tax Calculator
Calculate STCG and LTCG tax on sale of shares, MF, property or gold. Updated for Budget 2024.
Equity/MF: LTCG if > 1 year | Property/Gold: LTCG if > 2 years
📊 Capital Gains Summary
Capital Gains Tax
₹0
Estimated tax liability
Enter your asset details to calculate capital gains tax.
Budget 2024 Key Changes:
📊 LTCG on equity > ₹1.25L taxed at 12.5%
📊 STCG on equity taxed at 20%
🏠 Property LTCG: 12.5% (no indexation)
🏠 Or 20% with indexation (for pre-2001 cases)
Budget 2024 Key Changes:
📊 LTCG on equity > ₹1.25L taxed at 12.5%
📊 STCG on equity taxed at 20%
🏠 Property LTCG: 12.5% (no indexation)
🏠 Or 20% with indexation (for pre-2001 cases)
🔍 GSTIN Format Verifier
Instantly validate any GSTIN (GST Identification Number) format and decode its embedded information — state code, PAN, entity type.
GSTIN Structure (15 Characters)
01–07State Code (2)
AABCU9603RPAN (10)
1Entity No (1)
ZDefault 'Z' (1)
XCheck Digit (1)
⚠️ Note: This tool validates the GSTIN format and decodes embedded data.
For live status (active/cancelled/suspended) verification, click below to check on the official GST portal.
🔗 Verify on Official GST Portal →
🔗 Verify on Official GST Portal →
⚖️
Old vs New Tax Regime Calculator
Compare both tax regimes side by side. Enter your income, deductions (80C, 80D, HRA) and see which regime saves more tax for FY 2025-26 (AY 2026-27).
Open Tax Regime Calculator →✅ Updated for Budget 2025 · 87A Rebate · ₹12.75L zero-tax threshold