Income Tax Calculator AY 2026-27

Compare Old vs New Tax Regime instantly. See exactly which regime saves you more money.

✅ Updated for Budget 2025 🆓 100% Free ⚡ Instant Results
📊 Enter Your Details
Total gross annual income from all sources
₹50,000 for salaried / pensioners (auto-filled)

🏛️ Old Regime

🆕 New Regime

📋 New Regime — Tax Slab Breakdown
Income SlabRateTax (₹)

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📚 Old vs New Tax Regime — Key Differences

🏛️ Old Regime — Who should choose?

  • High deductions (80C, HRA, home loan)
  • Paying large LIC / PPF / ELSS investments
  • Renting in a metro city (high HRA)
  • Home loan interest exceeds ₹1.5 lakh
  • Total deductions > ₹3 lakh per year

🆕 New Regime — Who should choose?

  • Lower deductions / minimal investments
  • No home loan or HRA benefit
  • Income under ₹7 lakh (zero tax with rebate)
  • Want simpler compliance
  • Income above ₹15 lakh with fewer deductions

📊 New Regime Slabs (AY 2026-27)

  • Up to ₹3,00,000 — Nil
  • ₹3L – ₹7L — 5%
  • ₹7L – ₹10L — 10%
  • ₹10L – ₹12L — 15%
  • ₹12L – ₹15L — 20%
  • Above ₹15L — 30%

Rebate u/s 87A: Zero tax up to ₹7L income

🏛️ Old Regime Slabs (Below 60)

  • Up to ₹2,50,000 — Nil
  • ₹2.5L – ₹5L — 5%
  • ₹5L – ₹10L — 20%
  • Above ₹10L — 30%

Rebate u/s 87A: Zero tax up to ₹5L taxable income