📊 CA-Qualified Virtual CFO Team

Your Virtual CFO
On Demand

Get a senior CA-qualified CFO without the ₹25L/year salary. Financial strategy, MIS reporting, cash flow management, and investor-ready numbers — all for a monthly retainer.

50+
SME clients served
₹2K+
Monthly from
48hr
MIS turnaround
CA
Expert Firm
💬 Start Free Trial Month See Pricing ↓

What Does a Virtual CFO Do?

A vCFO is a part-time CFO who gives you the financial leadership of a large company — without a full-time executive hire.

📈

MIS & Management Reporting

Monthly Management Information System reports — P&L analysis, budget vs actual, variance reporting, and KPI dashboards tailored to your business.

MonthlyExcel / Google SheetsBoard-ready
💰

Cash Flow Management

13-week rolling cash flow forecasts, receivables tracking, vendor payment scheduling, and working capital optimization to prevent cash crunches.

Weekly/MonthlyForecastWC Optimisation
🏦

Fund Raising Support

Investor-ready financial models, pitch deck financials, CIM (Confidential Information Memorandum), due diligence coordination, and bank loan documentation.

Pitch DeckDue DiligenceCMA Data
📋

Budgeting & Forecasting

Annual operating budgets, 3-year financial projections, rolling forecasts, and scenario analysis (base / bull / bear) to drive strategic decisions.

Annual Budget3-Year PlanScenario Model
🔄

Compliance Dashboard

Never miss a due date. We maintain a compliance calendar covering GST, TDS, ITR, ROC filings, advance tax, and all statutory deadlines — with advance reminders.

GSTTDSROCAdvance Tax
📊

Financial Ratio Analysis

Monthly health check: liquidity ratios, profitability margins, debt coverage, working capital cycle, and DSCR — the metrics banks and investors watch.

DSCRCurrent RatioEBITDA
🤝

Vendor & Customer Negotiations

CFO-level support in negotiating payment terms, evaluating supplier credit, structuring customer contracts, and managing key financial relationships.

Payment TermsContract Review
⚙️

Accounting System Setup

Tally Prime / Zoho Books / QuickBooks setup and optimization, chart of accounts design, bookkeeping SOP creation, and team training.

TallyZoho BooksQuickBooks
🎯

Strategic Financial Advisory

Business expansion planning, make-vs-buy decisions, pricing strategy, cost optimization, profitability analysis by product/segment, and M&A support.

StrategyM&ACost Optimisation

Your Monthly Deliverables

Know exactly what you get — every week and every month.

Weekly

Cash Position Update

  • Bank balance summary
  • Receivables due this week
  • Payables scheduled
  • Net cash position
Monthly

MIS Report Pack

  • P&L vs Budget comparison
  • Balance sheet snapshot
  • Key ratios dashboard
  • Top 5 cost drivers
  • Revenue by segment / product
Monthly

Compliance Checklist

  • GST return status
  • TDS deposited & return filed
  • PF/ESI compliance
  • ROC / MCA dues
  • Advance tax schedule
Quarterly

Strategy Review

  • Quarterly performance review
  • Budget reforecast
  • Rolling 12-month forecast
  • Board presentation slides
  • Upcoming risk flags
Annual

Year-End Package

  • Finalized financials
  • Annual report (for investors)
  • Tax planning memo
  • Next year budget
  • Audit-ready workpapers
On Demand

Ad-Hoc Requests

  • Bank loan / CC financials
  • Investor data room
  • CMA / DPR preparation
  • NetWorth certificate
  • Projections for tenders

In-House CFO vs Virtual CFO vs Bookkeeper

See why growing SMEs and funded startups choose the Virtual CFO model.

Feature Bookkeeper / Accountant Virtual CFO (KyaTax) Full-Time CFO
Monthly Cost₹5K–15K₹8K–25K₹2L–4L+
Bookkeeping & Accounts
GST / TDS / Compliance
MIS Reports
Cash Flow Forecasting
Financial Strategy
Investor / Bank Readiness
Board-Level Reporting
CA QualifiedSometimes
Flexibility / Scale Up/DownLowHighLow

Who Is This Ideal For?

🚀

Funded Startups

Post seed/Series A startups needing investor reporting, board decks, and burn rate tracking

🏭

Manufacturing SMEs

Turnover ₹1–50 Cr businesses needing costing, profitability analysis, and bank CC reviews

🏗️

Construction & Infra

Project-based billing, retention management, WIP tracking, and project-wise P&L

🛒

E-Commerce & D2C

Marketplace reconciliation, CAC/LTV analysis, inventory accounting, and working capital

🏥

Healthcare & Clinics

Multi-doctor revenue tracking, equipment lease vs buy analysis, insurance billing reconciliation

🏢

Real Estate

Project accounting, JDA structures, RERA compliance financials, and investor reporting

How the Engagement Works

1

Discovery Call

30-min call to understand your business, current pain points, and financial goals

2

Financial Health Check

Review last 3 months of books, identify gaps, and define deliverables

3

Onboarding

Access setup (Tally/accounting software), template configuration, and team intro

4

Monthly Cadence

Regular deliverables, weekly WhatsApp updates, and monthly review call

5

Strategic Reviews

Quarterly strategy sessions, budget reviews, and KPI recalibration

Simple Monthly Retainer Plans

No lock-in. Cancel anytime. Scale up as you grow.

Starter
₹8,000 /month
+ GST | Best for startups < ₹1 Cr turnover
  • Monthly MIS report (P&L + Balance Sheet)
  • Compliance calendar & reminders
  • Bookkeeping oversight (up to 200 transactions)
  • GST & TDS filing coordination
  • 1 monthly review call (30 min)
  • WhatsApp support (business hours)
Scale
₹35,000 /month
+ GST | Best for ₹10–50 Cr or funded startups
  • Everything in Growth, plus:
  • Full CFO-level strategic advisory
  • Investor reporting & board decks
  • Fundraising / bank loan support
  • M&A and valuation support
  • Segment-wise profitability analysis
  • Team finance function management
  • Unlimited calls & on-site visits (Delhi)

All plans include a 1-month free trial. Cancel after the trial with zero charges. Start today →

Frequently Asked Questions

What is the difference between a Virtual CFO and a CA?
A CA primarily handles compliance — tax returns, audits, GST, ROC filings. A CFO focuses on financial strategy — cash flow, profitability, fundraising, and decision-support. Our Virtual CFO service combines both: qualified CAs who also provide the strategic financial leadership your business needs to grow.
Will you have access to our accounting software?
Yes — we work with Tally Prime, Zoho Books, QuickBooks, or any other software you use. We'll set up read/write access (as needed), review books monthly, and produce reports. If you don't have accounting software yet, we'll recommend and set up the right one for your scale.
Is there a lock-in period?
No lock-in whatsoever. We offer month-to-month retainers. You can pause or cancel anytime with 15 days' notice. We're confident in the value we deliver — and we want you to stay because you love the results, not because a contract forces you to.
Can a Virtual CFO help with bank loan applications?
Absolutely — this is one of our most popular use cases. We prepare CMA Data, Detailed Project Reports (DPR), financial projections, DSCR calculations, and all documents required by banks for CC, OD, term loan, or project finance applications. See our Project Report service for more.
How quickly can you generate MIS reports after month-end?
We target a 48-hour turnaround after month-end book closure. The exact timeline depends on how quickly your team provides bank statements and vendor bills. In practice, most clients receive their MIS pack within 3–5 working days of month close.
Do you only serve Delhi businesses?
No — we serve clients pan-India. The entire engagement can be managed remotely via WhatsApp, email, and video calls. For the Scale plan, on-site visits to Delhi NCR are included. Outstation visits are available at travel cost.

Start with a Free Discovery Call

No obligation. 30 minutes. We'll tell you exactly what your business needs — and what it doesn't. No sales pressure.

📞 +91 88826 33438