See what your monthly SIP could grow to — maturity value, amount invested and estimated returns.
Estimated maturity value
| Year | Invested (cumulative) | Value (cumulative) |
|---|
Estimates only — mutual fund returns are market-linked and not guaranteed.
A monthly SIP compounds each instalment using the future value of an annuity: FV = P×(((1+i)n−1)/i)×(1+i), where P is the monthly amount, i the monthly return (annual ÷ 12 ÷ 100) and n the number of instalments. A step-up SIP raises P by a fixed percentage each year. Note that long-term capital gains on equity funds above ₹1.25 lakh a year are taxable — estimate yours with the tax calculator.
No. The figure is an estimate based on the return rate you enter. Actual mutual fund returns vary with the market.
Increasing your SIP a little each year (as your income grows) can significantly boost the final corpus thanks to compounding.
Yes. Equity fund long-term capital gains above ₹1.25 lakh per year are taxed at 12.5%; debt fund gains are taxed at slab rates. Rules can change — verify before filing.
Capital gains, SIP redemptions and dividends handled — from ₹99.
File ITR →